Your money, organized
for you & your family.
Finance Ledger brings clarity to everyday spending — track expenses, manage budgets, scan receipts, and stay aligned as a household. Calm design, powerful tools.
Secure
Private by default
Family
Shared workspaces
Smart
Insights & trends
Free
Start at $0
Features
Everything you need to stay in control
Start free with the essentials. New accounts get 14 days of PRO free after email verification — then upgrade anytime for unlimited power.
Poochai Assistant
Log expenses just by chatting — say “lunch 250 cash” and Poochai records it, then asks for a category. Fully offline; your chat stays on your phone.
Receipt scanning
Snap a receipt and OCR fills in the amount, merchant, and date — even offline on phones without Google services.
Goals, Budgets & Debts
Set savings goals, cap spending by category with progress bars, and track what you owe and what’s owed to you.
Recurring payments
Rent, loans, subscriptions, and installments auto-post on schedule, track progress (e.g. 8/24 months), and catch up missed dates.
Coach & smart alerts
Bite-size, personalized money tips — plus alerts when your spending looks unusual for a category.
Credit-card tools
Track limits, statement and due dates, utilization, and pay your card with one tap.
Family workspaces
Create or join a shared household ledger with invite codes. Keep personal and family finances in one app.
Every account type
Cash, bank, card, e-wallet, savings, investment, and loan accounts — with live balances and transfers between them.
Analytics & reports
Category breakdowns, trend charts, and PDF/CSV export with email reports — plus a companion web dashboard.
Income privacy toggle
Hide income amounts with one tap — perfect when someone glances at your screen.
Security & audit log
PIN & biometric lock, encrypted cloud sync, row-level security, and full activity history.
Pricing
Simple plans. No surprises.
Subscriptions are purchased inside the app — no payment on this website.New users: verify your email and get 14 days of PRO free — no credit card required.
Free
Everything you need to start tracking personal finances.
- 1 account
- 100 transactions per month
- Transaction list & edit history
- Default categories
- Balance summary & spending chart
- Donut category insights
- Recent transactions on home
- Personal workspace
- Dark mode (light / dark / system)
- PIN & biometric app lock
Go Pro
Save ~15% vs monthly
All Free features, plus unlimited power for households & power users.
- Poochai Assistant — log by chatting (offline)
- Receipt scan (OCR) — offline on Huawei too
- Savings Goals
- Budgets by category
- Debts & receivables
- Financial Coach & smart spending alerts
- Credit-card tools (limit, due dates, Pay Card)
- Unlimited accounts & all account types
- Unlimited transactions
- Custom categories & account transfers
- Full analytics tab
- Recurring payments & auto-post
- Export PDF & CSV reports + email delivery
- Family workspace & invite members
- Companion web dashboard
- Activity audit log
Your 14-day PRO trial starts inside the app.
Full feature comparison
| Feature | Free | Pro |
|---|---|---|
| Accounts | 1 | Unlimited |
| Transactions | 100 / month | Unlimited |
| Account types (cash → loan) | Basic | All 7 |
| Poochai Assistant (chat to log) | ||
| Receipt scan (OCR) | ||
| Savings Goals | ||
| Budgets | ||
| Debts & receivables | ||
| Coach & smart alerts | ||
| Credit-card tools | ||
| Transaction edit history | ||
| Default categories | ||
| Custom categories | ||
| Account transfers | ||
| Balance & spending chart | ||
| Category insights (donut) | ||
| Analytics & trends | ||
| Recurring payments | ||
| Export PDF / CSV + email | ||
| Web dashboard | ||
| Personal workspace | ||
| Family workspace & members | ||
| Activity audit log | ||
| Dark mode | ||
| PIN & biometrics |
Finance Ledger
Personal & family finance, made clear.
About
Money management that respects your time
Finance Ledger started from a simple idea: most people do not need a spreadsheet or a bank dashboard — they need a focused place to track spending, plan ahead, and stay aligned with the people they share life with.
We ship features carefully, listen to our community, and keep the free tier genuinely useful. PRO unlocks the tools power users ask for — unlimited accounts, receipt scanning, exports, and family workspaces.
Clarity over clutter
We believe finance apps should feel calm — not overwhelming. Every screen is designed to answer one question fast.
Privacy by design
Your data syncs securely in the cloud. Only you and your workspace members can access your records.
Built for real life
From solo budgeting to shared household ledgers — Finance Ledger adapts to how you actually manage money day to day.
Honest pricing
A generous free tier, transparent PRO pricing, and no ads. Upgrade when the app earns it — not before.
Ready to take control?
Download Finance Ledger free. Upgrade to PRO anytime inside the app.